Corporate Overview

United Insurance Holdings Corp.^® (UIHC) serves as the holding company for United Property & Casualty Insurance Company and its affiliated companies. Collectively, including United Insurance Holdings Corp., we refer to these entities as "UPC Insurance," which is the preferred brand identification we are establishing for our company. UPC Insurance is primarily engaged in the homeowners property and casualty insurance business in the United States.

We write policies in Florida, Louisiana, Texas and New York. Our target market consists of areas where the perceived threat of natural catastrophe has caused large national insurance carriers to reduce their concentration of policies. We manage our risk of catastrophic loss primarily through sophisticated pricing algorithms, avoidance of policy concentration, and the use of a comprehensive catastrophe reinsurance program.

UPC Insurance has been operating in Florida since 1999. We believe our record of successful risk management and experience in writing business in catastrophe-exposed areas provides us a competitive advantage. We commit ourselves to providing the highest possible level of service to our insurance agents and our policyholders.