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Peer Analysis

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Performance Ratios (%) UIHC Peer Median Peer Average
ROAA 0.77 0.77 0.47
Operating ROAA NA 1.28 1.24
ROAE 2.98 3.19 (16.31)
Operating ROAE NA 4.32 4.49
Investment Yield 1.75 2.75 2.43
Operating Margin 1.55 2.30 (1.11)
EPS Growth 13.33 1.38 0.18
Operating EPS Growth NA (6.39) (3.11)
Balance Sheet Ratios (%)
Cash & Investments / Assets 53.68 70.52 68.79
Policy Reserves / Equity (x) 2.06 1.62 1.95
Debt plus Redeemable Preferred / Equity (x) 0.30 0.26 0.29
Debt / Total Cap, at Book 23.13 21.73 24.24
Tangible Equity / Tangible Assets 21.79 24.86 24.45
Total Equity / Total Assets 25.89 26.06 27.12
Tangible Common Equity / Tangible Assets 21.79 24.09 23.58
Market Ratios
Price / Earnings (x) 61.35 25.00 26.89
Price / Operating EPS (x) NA 30.12 37.50
Price / Book (%) 166.64 159.50 205.35
Dividend Yield (%) 1.15 1.87 2.19
Data for trailing four quarters

United Insurance Holdings Corp.'s peer group consists of the following: Allied World Assurance Company Holdings, GmbH (AWHHF), Allstate Corporation (ALL), Argo Group International Holdings, Ltd. (ARGO), AXIS Capital Holdings Limited (AXS), Erie Indemnity Company (ERIE), Federated National Holding Company (FNHC), Greenlight Capital Re, Ltd. (GLRE), HCI Group, Inc. (HCI), Infinity Property and Casualty Corporation (IPCC), Kingstone Companies, Inc. (KINS), Mercury General Corporation (MCY), National Security Group, Inc. (NSEC), Progressive Corporation (PGR), RenaissanceRe Holdings Ltd. (RNR), Safety Insurance Group, Inc. (SAFT), Tower Group International, Ltd. (TWGP), Universal Insurance Holdings, Inc. (UVE), Validus Holdings, Ltd. (VR)

United Insurance Holdings Corp.'s financial data is as of 3/31/2018.

Peer financial data is as of 3/31/2018 except for these companies:

Tower Group International, Ltd.'s financial data is as of 6/30/2014.
Allied World Assurance Company Holdings, GmbH's financial data is as of 12/31/2017.