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Peer Analysis

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Performance Ratios (%) UIHC Peer Median Peer Average
ROAA 1.76 2.27 1.60
Operating ROAA 2.36 2.41 2.41
ROAE 7.16 7.56 (12.30)
Operating ROAE 9.64 7.42 8.93
Investment Yield 2.54 2.83 2.04
Operating Margin 7.09 8.73 (2.11)
EPS Growth NA 22.50 49.08
Operating EPS Growth NA 27.41 64.10
Balance Sheet Ratios (%)
Cash & Investments / Assets 53.56 69.89 67.57
Policy Reserves / Equity (x) 2.14 1.70 1.96
Debt plus Redeemable Preferred / Equity (x) 0.29 0.26 0.29
Debt / Total Cap, at Book 22.65 21.08 24.72
Tangible Equity / Tangible Assets 19.99 25.50 24.69
Total Equity / Total Assets 23.64 27.55 27.27
Tangible Common Equity / Tangible Assets 19.09 23.69 23.74
Market Ratios
Price / Earnings (x) 19.42 17.18 17.73
Price / Operating EPS (x) 14.57 13.29 16.38
Price / Book (%) 141.82 150.66 201.24
Dividend Yield (%) 1.37 2.07 2.22
Data for trailing four quarters

United Insurance Holdings Corp.'s peer group consists of the following: Allied World Assurance Company Holdings, GmbH (AWH), Argo Group International Holdings, Ltd. (ARGO), AXIS Capital Holdings Limited (AXS), Erie Indemnity Company (ERIE), FedNat Holding Company (FNHC), Greenlight Capital Re, Ltd. (GLRE), HCI Group, Inc. (HCI), Infinity Property and Casualty Corporation (IPCC), Kingstone Companies, Inc. (KINS), Mercury General Corporation (MCY), National Security Group, Inc. (NSEC), Progressive Corporation (PGR), RenaissanceRe Holdings Ltd. (RNR), Safety Insurance Group, Inc. (SAFT), The Allstate Corp. (ALL), Tower Group International, Ltd. (TWGP), Universal Insurance Holdings, Inc. (UVE), Validus Holdings, Ltd. (VR)

United Insurance Holdings Corp.'s financial data is as of 9/30/2018.

Peer financial data is as of 9/30/2018 except for these companies:

Tower Group International, Ltd.'s financial data is as of 6/30/2014.
Allied World Assurance Company Holdings, GmbH's financial data is as of 12/31/2017.
Infinity Property and Casualty Corporation's financial data is as of 3/31/2018.
Validus Holdings, Ltd.'s financial data is as of 6/30/2018.